 Death is final. What
could be worse for us than death? Ready? I call it "LIVING DEATH".
When you die, what ever happens to loved ones left behind happens and you'll never
know. You have hopefully set affairs in motion that will provide for those left
behind, but you'll never know if it gets taken care of exactly as you want. LIVING
DEATH is what happens after a catastrophic injury or illness happens to you and you have
to see everyone around you try to move on, while still having to care for you. You
can no longer earn an income, but the bills, and now higher treatment costs continue.
You may have to move to a nursing center or remodel your current home to
accommodate for your new lifestyle.
"You're
exaggerating.... you're just trying to frighten me into buying something I can't afford or
probably will never use."
 According to a Harvard Medical study in
2005, "every 30 seconds, someone in America files for bankruptcy in the aftermath of
a catastrophic health event". Over 70% of home and property repossessions were due to
a short-term disability. I could plaster this page with injury and illness facts and
real-life stories.
Be skeptical and take your chances
and pray you won't have to see it happen while you're alive, or open your mind to looking
into solutions to protect you and your family's financial security now.
 In today's cyber shopping and information age, it
would be nice and convenient to learn about, compare, and get near free, budget-priced,
discounted, cheap, low-cost health or major-medical insurance coverage for yourself or
your entire family, or maybe an aging loved one you're helping support. But where do
you begin your online search? All those tricky insurance websites, using special
keywords in the link advertisements to entice you to "click here first".
And when you get there, they want you to submit personal information just so an insurnance
agent can call you anyway to try and sell you something. All you're left with is
frustration and more skepticism.
Please understand why this
"trick" is necessary. Any kind of insurance is difficult to grasp and
understand at first glance. Home owners, mortgage, renters, car, auto, truck,
motorcycle, health, supplemental, life (literally hundreds of different life insurance
plans out there), it's almost endless, all those choices. And after awhile,
you can become "insurance poor" buying all those different policies to try and
cover or protect all those potential losses that may or may not occur in your lifetime.
If you've read this far,
congratulations. Most online or internet web shoppers would have gone to the next
"click".
As I wrote before, insurance agents
have to be licensed by their states before they can be appointed by an insurance
carrier. In order to keep their license, agents are required so many continuing
education credits to keep their license. Rules and laws change and agents like me
must keep up with these changes to better inform prospective policy owners of their
choices, exclusions, etc. So if agents are constantly having to learn new
things about insurance plans, laws, and regulations, imagine having to explain all of it
in one sitting to you, the consumer. Impossible. No matter how smart you
are, insurance agents know more about insurance than we can possibly present on a website,
or a brochure, or a single phone call. Especially, health or medical insurance
coverages. You situation is different than the next person.
 As scary as it may be to
you, you'll eventually have to speak with a licensed agent to make a smart, low-cost,
affordable, and comprehensive medical or health insurance plan purchase. A truly
caring agent won't pressure you, make you purchase a plan you can't afford or won't use,
or make you feel stupid because you have 'too many questions'. You have a legal
right to know everything you're getting into, and a licensed insurance agent is bound by
their appointment contracts and their state licensing agreements to abide by your rights.
You can't get medical treatment
online. You can't sue somebody online. You can't get car or home repairs
online, so please understand that you can't purchase medical or health insurance online.
We DO live a world where less and less human contact is becoming the norm for sure,
however, it really is best for you, your family, treatment centers, and the insurance
agents and their insurance carriers to do make all transactions in person.
I'm saving you time, grief, and
money now by assuring you that it's the only way that works. There are affordable
solutions to help you sleep at night, knowing that if something catastrophic happens to
you or a family member, you can have enough coverage to keep you out of bankruptcy court.
I am hoping this web page has
created enough trust and interest that you'll make that important phone call to learn
about you health and medical insurance options. My agency is licensed in Texas and
Wisconsin, but I have agent friends that I trust in other states that I can refer you to
as well.
My wife and I are both independent
insurance agents, not captive agents. What that means to you is that we will work
for YOU, not our insurance companies. We've done the homework and offer only the
most affordable and sensible plans that money can buy. And the real benefit to you
is that you will save money on insurance costs, and have an agent you can talk to anytime
that cares about your needs and concerns.
The insurance carriers we currently
represent are Aflac, First Care Health of Texas, and Humana. These companies are
financially stable (so they can and will pay their claims fast and fair) as well as offer
the most logical and practical benefits both directly to you and treatment centers.
If you're ready to take the next
step in finding out more about your low cost health and medical insurance coverage
options, click here to contact us
by email and include you phone number. If you're not ready, that's
understandable, and you ARE in the majority. Most would rather have an I-Phone, than
pay for something they feel they'll never use. But at least remember this...there is
a 100% chance of death. Please don't leave your loved ones behind with the loss of
your income, unpaid bills, and funeral costs. If you don't buy from us, please buy
coverage soon from someone.
Best wishes and success.
|
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